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Investor Information
Diversify your Investment Portfolio
Many investment advisors recommend a mix of
investments to increase overall investment returns, while lowering risk.
Stocks and mutual funds can offer a high return, but also have high
risk. Conversely, fixed investments like bonds and CD's have lower
returns but much lower risk.
An alternative is Trust
deed investments, which have higher returns than many other
fixed rate investments, and less risk than stocks, since all
loans are secured by real estate. These investments are an
excellent way to further diversify your portfolio to increase your
overall return and further reduce risk.
| |
Investment |
| Trust Deeds |
CD's |
Stocks |
Municipal
Bonds |
|
Yield |
9-13% |
3-5% |
Variable |
2-4% |
|
Risk |
Moderate |
Low |
High |
Low |
|
Secured by |
Real
Estate |
FDIC |
Unsecured |
Unsecured |
|
Liquidity |
Yes
with
Penalty |
Yes
with
Penalty |
Yes |
Yes |
|
Expense |
None |
Variable |
Commission |
Commission |
Getting Started
California law permits up to ten investors to participate in a single
trust deed. Private Investor Loans, Inc. specializes in loans of
$250,000 to $4,000,000, so for a loan with ten investors, the average
investment is one tenth of the loan amount, or from $25,000 to $400,000
per investor. Some investors take a larger percentage of the total
loan, so we are able to accept investments of as little as $15,000 from
some investors in our smaller loans.
To get started, tell us about your investment objectives, and the
amount you are interested in investing. As loans come available
that meets your criteria, we'll contact you with details so you can
decide in which loans you will choose to invest. After you and
others commit to invest in a loan, we'll send you the appropriate
paperwork and create the trust deed that secures that loan.
Private Investor Loans, Inc also provides for servicing of the loan to
assure that interest is paid to you as it is received from the borrower.
To get started now, contact us at 650-967-2500 or fill in our investor
contact form now.
IRA, Family Trust, Pension funds
You may also be able to invest your IRA, family trust, or pension
funds in trust deeds. Or, if you're leaving your employer, you can roll
your 401k into an IRA and invest in trust deeds. If your administrator, custodian or CPA is unable to
approve this for you, contact us for names of firms that will allow you to invest
your funds in secured trust deed investments.
Fax: 650-475-0606
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